1/4 c  Ff cream cheese

    1/2 c  Ff mexican cheddar cheese (

           I used kraft)
      1 cn Ff refried beans

      1    Chopped tomatoe

    1/2 c  Shredded lettuce

    1/2 c  Picante sauce

      2    Chpped green onions

    1/4    Pckg taco seasoning ( i

           Think this was crucial to
           The taste)
      2    To 3 ff flour tortillias

  mix cream cheese with picante sauce and half of cheddar cheese.  mix
  seasoning with refried beans; chop letuce, tomatoe and onion. arrange these
  items in lay ers in the middle of the tortillia, sprinkle with a dash or
  two of hot sauce and some garlic powder. wrap; bake in 375 oven for 20
  munites or so. serve with vegtable rice and you have a fat free mexican
  meal, hard as it is to beleve!
  hope this works as well as it did for me; jenny From: jenny
  . Fatfree Digest [Volume 10 Issue 32], Sept. 12,
  1994. Formatted by Sue Smith, S.Smith34, TXFT40A@Prodigy.com using MMCONV