Karen Mintzias
-------------------------------REFRIED BEANS-------------------------------
      2 c  Dry pinto beans

      1 lg Onion

      1    Ham hock

           -Water
    1/2 c  Lard

           Salt
-----------------------------------NACHOS-----------------------------------
     12    Corn tortillas

           Lard for deep frying
           Salt
      1 c  Shredded Jack cheese

      1 c  Shredded cheddar cheese

      2    Jalapeno chiles (or more);

           - finely chopped
      1 c  Finely diced tomatoes

      1 c  Finely chopped cilantro

  Place beans, whole onion and ham hock in saucepan. Add water to cover.
  Bring to boil, cover and simmer 1 1/2 hours, or until beans are tender.
  Remove onion and ham hock. Drain beans. Heat lard until very hot. Add to
  beans and mash with potato masher. Season to taste with salt. Set aside.
  To make nachos, cut tortillas in quarters and fry in deep hot lard until
  crisp. Drain and season lightly with salt. Arrange tortillas in single
  layer on large ovenproof platter. Sprinkle half each of Jack and cheddar
  cheeses over tortilla chips. Sprinkle chiles over cheeses. Top with dollops
  of refried beans and gently spread over mixture. (Reserve any extra beans
  for another use.) Sprinkle with half of remaining cheeses. Top with
  tomatoes and cilantro, then with remaining cheeses. Bake at 375F until
  cheeses are melted and bubbly, about 15 minutes. Serve at once.
  Created by: Red Onion, Los Angeles
  (C) 1992 The Los Angeles Times