Brown ground beef in nonstick skillet, or using 1 Tablespoon olive oil, and drain well.
Add onion and continue to cook until onion is translucent.
Remove from heat.
Stir in beans, salsa, oregano, cumin and garlic powder.
Place 4 noodles in the bottom of a 13x9x2 inch baking pan
coated with non stick spray or lightly greased.
Combine 1 1/2 cups Monterey jack with 1 1/2 cups cheddar.
Spread 1/3 meat mixture over noodles, top with 1 cup
Jack/Cheddar cheese mix.
Continue layering, ending with a layer of noodles.
Cover pan with foil and bake at 35 degrees for 1 hour.
Combine sour cream, onions, olives, Taco House seasoning,
1/2 of the remaining Monterey Jack cheese, and 1/2 cup salsa.
Remove pan from oven and top with sour cream mixture.
Sprinkle with remaining cheese and return to oven without
covering for 15 to 2 minutes, or until cheese is melted.
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