1      pound         round steak -- cubed
   2      tablespoons   oil
   1      cup           water
   1                    bay leaf
   1      teaspoon      salt
     1/4  teaspoon      red pepper flakes -- to taste
  16      ounces        kidney beans, canned -- drained
   1      cup           rice -- raw
   2      medium        green pepper -- chopped
   1      medium        onion -- chopped
   1 1/2  teaspoons     salt
   1      teaspoon      curry powder
     1/4  teaspoon      pepper
Preheat oven to 350B0
Brown beef in oil in skillet. Add water, bay leaf, salt and red pepper.
 Cover and simmer for 45 minutes. Drain beef, reserving broth. Add
enough water to make 2 cups liquid and pour all ingredients into 2
quart casserole dish, cover and bake in oven for 50 minutes.